SUCCESS MIRROR DEC -2011 For IBPS Clerk Exam

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BANK EXAMS GENERAL AWARENESS PRACTICE QUESTIONS

1. Where did the representatives of 27 countries meet in November 2011 to evolve a consensus-based mechanism that will ensure stability and prosperity in the wartorn Afghanistan? (External Affairs Minister S.M.Krishna attended this conference)
1) Kabul
2) Istanbul
3) Islamabad
4) New Delhi
5) New York

2. Nabam Tuki was sworn in as the new Chief Minister of which of the following states in November 2011?
1) Sikkim
2) Manipur
3) Meghalaya
4) Tripura
5) Arunachal Pradesh

3. Agriculture accounts for what per cent of India's Gross Domestic Product (GDP)?
1) 16%
2) 28%
3) 56%
4) 32%
5) 25%

4. Michael Chilufya Sata has become the President of which of the following African countries?
1) Tanzania
2) Zambia
3) Malawi
4) Mozambique
5) Zimbabwe

5. The Union Cabinet has approved the Mines and Mineral Development and Regulation (MMDR) Bill, 2011. This bill provides for mining companies to keep aside what per cent of their net profits for a Mineral Development Fund to be used for the rehabilitation of project-affected people in the tribal areas of India?
1) 25%
2) 26%
3) 49%
4) 30%
5) 35%

6. Who is the Scientific Advisor to the Defence Minister and the Director-General of the Defence Research & Development Organization (DRDO)?
1) V.G.Sekaran
2) Avinash Chander
3) V.K.Saraswat
4) Radhakrishna
5) Kasturi Rangan

7. The Comptroller and Auditor General of India (CAG) has been appointed as external auditor of which of the following organizations?
1) IAEA & WTO
2) WTO & UNESCO
3) UNICEF & UNESCO
4) IAEA & WIPO
5) None of these

8. Which of the following days is observed as The International Day of Non-Violence?
1) January 30
2) October 31
3) October 2
4) October 24
5) January 12

9. Anwar al-Awlaki, an influential leader of the al-Qaeda, was killed in a drone attack recently. In which country was he killed by the Central Intelligence Agency (CIA) of the USA?
1) Pakistan
2) Yemen
3) Saudi Arabia
4) USA
5) Afghanistan

IBPS GENERAL AWARENESS MCQs QUESTION ANSWARE 2011

IBPS GENERAL AWARENESS MCQs

1. Which period is called the ‘banking swadeshi’ period when many Indians established many banks? 1)1870-1940 2)1910-1947 3)1906-1911 4)1947-1991 5)1942-1947
2. The banks established in Swadeshi period are …………? 1) Bank of India 2) Corporation bank 3) Indian Bank 4) Bank of Baroda 5) All of the above
3. In which part of India, many banks are established, which is called the ‘Cradle of Indian Banking System’? 1) Northern Assam 2) Southern Tamilnadu 3) Eastern Rajasthan 4) Southern Karnataka 5) Western Maharastra
4. The most banks in India failed between ………… Not less than 100 banks failed due to various reasons? 1) 1923-1928 2) 1953-1958 3) 1923-1948 4) 1903-1928 5) 1913-1918

IBPS CLERKS EXAM COMPUTER KNOWLEDGE MCQs QUESTION ANSWERE 2011

1. Programs from the same developer , sold bundled together , that provide better integration and share common features , toolbars and menus are known as .... (A) software suites (B) integrated software packages (C) software processing packages (D) personal information managers (E) none of these ANS (A) 2. A data warehouse is which of the following ? (A) Can be updated by the end users (B) Contains numerous naming conventions and formats (C) Organized around important subject areas (D) Contains only current data (E) None of these ANS (C) 3. ______________ servers store and manages files for network users. (A) Authentication (B) Main (C) Web (D) File (E) None of these ANS (D) 4. All of the following are examples of real security and privacy risks Except _____ (A) hackers (B) spam (C) viruses (D) identify theft (E) None of these ANS (B)

How to Prepare for IBPS CWE Clerk Exam

As there are many fields in the CWE (clerks)so you need a good knowledge in each and every field which will come in exam. There could also be some students good in reasoning and general English Language, but not good in aptitude then there is no job in bank for these types of students. There is no need to get perfect in each and every section, but you have to just set target for each section so that you can easily qualify in all sections. This is quite enough to get good marks in CWE. Let us discussed some of the section to get very good marks.

IBPS CLERK |General Awarness|SUCCESS MIRROR OCT 2011

 

 SUCCESS MIRROR OCT 2011

 With

Indian Bank Exam 2011,Union Bank of of India Clerk Exam 2011 and Bank Of Baroda Clerk Exam 2011 Solved paper

BANKING TERMINOLOGY FOR BANK PO/CLERK BANKING AWARNESS Question paper 2011

•  Accrued interest: Interest due from issue date or from the last coupon payment date to the settlement date. Accrued interest on bonds must be added to their purchase price.

• Arbitrage: Buying a financial instrument in one market in order to sell the same instrument at a higher price in another market.

• Ask Price: The lowest price at which a dealer is willing to sell a given security.

• Asset-Backed Securities (ABS): A type of security that is backed by a pool of bank loans, leases, and other assets. Most ABS are backed by auto loans and credit cards – these issues are very similar to mortgage-backed securities.

• At-the-money: The exercise price of a derivative that is closest to the market price of the underlying instrument.

• Basis Point: One hundredth of 1%. A measure normally used in the statement of interest rate e.g., a change from 5.75% to 5.81% is a change of 6 basis points.

• Bear Markets: Unfavorable markets associated with falling prices and investor pessimism.

• Bid-ask Spread: The difference between a dealer’s bid and ask price.

• Bid Price: The highest price offered by a dealer to purchase a given security.

• Blue Chips: Blue chips are unsurpassed in quality and have a long and stable record of earnings and dividends. They are issued by large and well-established firms that have impeccable financial credentials.

• Bond: Publicly traded long-term debt securities, issued by corporations and governments, whereby the issuer agrees to pay a fixed amount of interest over a specified period of time and to repay a fixed amount of principal at maturity.

• Book Value: The amount of stockholders’ equity in a firm equals the amount of the firm’s assets minus the firm’s liabilities and preferred stock

• Broker: Individuals licensed by stock exchanges to enable investors to buy and sell securities.

• Brokerage Fee: The commission charged by a broker.

• Bull Markets: Favorable markets associated with rising prices and investor optimism.

• Call Option: The right to buy the underlying securities at a specified exercise price on or before a specified expiration date.

• Callable Bonds: Bonds that give the issuer the right to redeem the bonds before their stated maturity.

• Capital Gain: The amount by which the proceeds from the sale of a capital asset exceed its original purchase price.

• Capital Markets: The market in which long-term securities such as stocks and bonds are bought and sold.

• Certificate of Deposits (CDs): Savings instrument in which funds must remain on deposit for a specified period, and premature withdrawals incur interest penalties.

• Closed-end (Mutual) Fund: A fund with a fixed number of shares issued, and all trading is done between investors in the open market. The share prices are determined by market prices instead of their net asset value.

• Collateral: A specific asset pledged against possible default on a bond. Mortgage bonds are backed by claims on property. Collateral trusts bonds are backed by claims on other securities. Equipment obligation bonds are backed by claims on equipment.

• Commercial Paper: Short-term and unsecured promissory notes issued by corporations with very high credit standings.

• Common Stock: Equity investment representing ownership in a corporation; each share represents a fractional ownership interest in the firm.

• Compound Interest: Interest paid not only on the initial deposit but also on any interest accumulated from one period to the next.

• Contract Note: A note which must accompany every security transaction which contains information such as the dealer’s name (whether he is acting as principal or agent) and the date of contract.

• Controlling Shareholder: Any person who is, or group of persons who together are, entitled to exercise or control the exercise of a certain amount of shares in a company at a level (which differs by jurisdiction) that triggers a mandatory general offer, or more of the voting power at general meetings of the issuer, or who is or are in a position to control the composition of a majority of the board of directors of the issuer.

• Convertible Bond: A bond with an option, allowing the bondholder to exchange the bond for a specified number of shares of common stock in the firm. A conversion price is the specified value of the shares for which the bond may be exchanged. The conversion premium is the excess of the bond’s value over the conversion price.

• Corporate Bond: Long-term debt issued by private corporations.

• Coupon: The feature on a bond that defines the amount of annual interest income.

• Coupon Frequency: The number of coupon payments per year.

• Coupon Rate: The annual rate of interest on the bond’s face value that a bond’s issuer promises to pay the bondholder. It is the bond’s interest payment per dollar of par value.

• Covered Warrants: Derivative call warrants on shares which have been separately deposited by the issuer so that they are available for delivery upon exercise.

• Credit Rating: An assessment of the likelihood of an individual or business being able to meet its financial obligations. Credit ratings are provided by credit agencies or rating agencies to verify the financial strength of the issuer for investors.

• Currency Board: A monetary system in which the monetary base is fully backed by foreign reserves. Any changes in the size of the monetary base has to be fully matched by corresponding changes in the foreign reserves.

IBPS Prectics Questin Paper Oct 2011

1. Which of the following statements is true?
a) The licence to open branches of bank is granted by Board of Directors of that Bank
b) There is no need of licenses to open branch of a bank
c) A licence to open a branch is issued by the Central Government
d) A licence to open a branch is issued by the Reserve Bank of India under the provisions of Banking Regulation Act, 1949

2. The important condition for granting licence of banking companies is?
a) Banking company need not plan to pay for future depositors
b) Banking company can plan for its capital structure once the licence is granted
c) The business undertaken by the banking company should not frustrate the interest of public
d) The banking company can undertake business other than banking with the permission of annual general body

3. Who of the following is not a party to the IPO?
a) Registrar of Issue
b) Investment Banker
c) Advertisement Agency
d) Registrar of Companies

4. Which of the following is not shown as an asset in the balance sheet of a Bank?
a) Investments
b) Advances
c) Cash Balances with other banks
d) Borrowings

5. The credit policy of a bank does not consists of?
a) Lending policies
b) Quality control
c) Loan product mix
d) Advertising of loan products

6. Which of the following is a function of the agent bank relating to flow of money in the process of loan syndication?
a) Receiving notices relating to cancellation of any part of the loan
b) Calling of loans in the event of default
c) Receiving the fee from the borrower and distributing among the participating banks
d) Receiving notices relating to transfers of banks

7. Which of the following is the parameter to recognize the SSI unit as sick unit?
a) The erosion in the net-worth due to accumulated losses is up to 25% of its net worth during the previous account year
b) The erosion in the net-worth due to accumulated losses is up to 50% of its net worth during the previous account year.
c) The unit should have been in commercial production for at least five years
d) Lack of updations in technological development

8. Which of the following is not the service provided by the Small Industries Service Institute?
a) Providing entrepreneurship development programs
b) Developmental efforts
c) Export promotion and liaison activities
d) Financial support

9. Service Area Approach (SAA) is associated with?
a) Rural and Semi-urban branches of commercial banks
b) Urban branches of commercial banks
c) Branches of commercial banks situated in metro cities
d) Development banks

10. Which of the following cannot be securitized?
a) Future rentals of a fishing boat
b) Hire purchase receivables
c) Demand drafts received by the banker during clearing
d) Future billings for an airline

11. Which of the following statements is true?
a) The special purpose vehicle (SPV) purchases the assets from the borrower directly during the securitization
b) The originator and obligor are the same persons in securitization process
c) Administrator collects the payments due from the obligor and passes it to the SPV and follows with defaulters
d) Mortgage based securitization provides high yields to the investor

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IBPS CLERKS EXAM PRACTICE QUESTIONS - SEP 2011

1. _____Is a program which reproduces itself?
a) Virus
b) Software
c) a and b
d) None

2. ____Viruses that aim at the boot sector of a hard drive are infect-ing a very crucial component of the boot process?
a) File infection virus
b) Boot virus
c) Network virus
d) E-mail virus

3. _____Is the virus that they will attach themselves to EXE files, compressed files like ZIP files and driver files?
a) File infector virus
b) Boot virus
c) Network virus
d) E-mail virus

4. _____Is the virus, which is uniquely created to quickly spread throughout the local area network?
a) File infector virus
b)Boot virus
c) Network virus
d) E-mail virus

5. Which of the following are the main purposes of an operating system?
a) To provide an environment for a computer user to execute programs on a computer hardware in a convenient and efficient manner
b) To allocate separate resources of the computer as needed to solve the problem given
c) Supervision of the executions of user programs to prevent errors and improper use of computer d) All of the above

6. Define acronym 'spooling'?
a) Simultaneous Peripheral Operation On-line
b) Simultaneous Peripheral Operation Off-line
c) Simultaneous Peripheral Organization On-line
d) System Peripheral Operation On-line

7. Several programs are in a memory concurrently; the syste-m switches among the programs for efficient processing and minimal idle time is called____?
a) Multi tasking
b) Multi programming
c) Multi functioning
d) None of the above

8. ____ Is the using scheduling and multiprogramming to provide an economical interactive system of two or more users?
a) Time sharing
b)Time changing
c) Processing
d) None

9. ____Is a system with two or more central processing units?
a) No definition
b) Multi processor
c) Double processor
d) None

IBPS Preparation |Success Mirror (both ENGLISH and HINDI) August -2011

Career Makers August 2011

Computer Fundamentals For Computer Awarness

Computer Fundamental Book For Banking Computer Section.This book is very easy to read. All thing is Chapter wise

Bank of Baroda(BOB) Clerk Exam Solved Paper - 2011

SOCIO - ECONOMIC, BANKING AND COMPUTER AWARENESS

1. Which of the following nations is considered the originator of the concept of Micro Finance?
(1) Bangladesh
(2) India
(3) South Africa
(4) Greece
(5)Brazil

2. Which of the following is represented by the letter ‘L' in the abbreviation CAMELS, the rating system used in financial world ?
(1) Loans
(2) Leadership
(3) Liabilities
(4) Liquidity
(5) None of these

3. Repo rate is decided by which of the following organizations?
(1) SEBI
(2) AMFI
(3) All Banks
(4) RBI
(5) IMF

4. Many a times we read a term ‘PPP' in financial dailies/magazines. What is the full form of the same as used in financial world?
(1) Purchasing Power Parity
(2) Per captia Potential Purchases
(3) Public Per captia Power
(4) Present Purchasing Power
(5) Popular Public Preferences

5. The rate of interest on Term Deposits in Banks is stipulated by which of the following?
(1) RBI
(2) Government of India
(3) Indian Banks Association
(4) Banking Codes and Standards Board of India
(5) Individual Banks themselves

International Organisations and their Headquarters

Organisation	Headquarters
UNO	New York
UNICEF	New York
UNESCO	Paris
UNIDO	Vienna
WHO	Geneva
UNFPA	New York
ILO	Geneva
IMF	Washington DC
WTO	Geneva
International Court Of Justice	The Hague
International Atomic Energy Agency	Vienna
World Bank	Washington D.C.
International Committee of the Red Cross	Geneva
International Maritime Organisation	London
Universal Postal Union	Berne
Food and Agricultural Organisation	Rome
World Meteorological Organisation	Geneva
SAARC	Kathmandu
Amnesty International	London
Transparency International	Berlin
World Intellectual Property Organization	Geneva
International Renewable Energy Agency	Abu Dhabi (UAE) (Interim HQs)
Commonwealth of Nations	London
International Standards Organisation	Geneva

TrophiesName with Game in Indian Sports

TROPHY	SPORTS
Agarwal Cup	Badminton
Agha Khan Cup	Hockey
All-India Women’s Guru Nanak Championship	Hockey
Bandodkar Trophy	Football
Bangalore Blues Challenge Cup	Basketball
Barna-Bellack Cup	Table Tennis
Beighton Cup	Hockey
Bombay Gold Cup	Hockey
Burdwan Trophy	Weight-lifting
Charminar Trophy	Athletics
Chadha Cup	Badminton
C. K. Naydu Trophy	Cricket
Chakoia Gold Trophy	Football
Divan Cup	Badminton
Deodhar Trophy	Cricket
Duleep Trophy	Cricket
D. C. M. Cup	Football
Durand Cup	Football
Dhyan Chand Trophy	Hockey
Dr. B. C. Roy Trophy (Junior)	Football
Ezra Cup	Polo
F. A. Cup	Football
G. D. Birla Trophy	Cricket
Ghulam Ahmed Trophy	Cricket
Gurmeet Trophy	Hockey
Gura Nanak Cup	Hockey
Gyanuati Devi Trophy	Hockey
Holkar Trophy	Bridge
lrani Trophy	Cricket
I. F. A. Shield	Football
lndira Gold Cup	Hockey
Jawaharlal Challenge	Air Racing
Jaswant Singh Trophy	Best Services Sportsman
Kuppuswamy Naidu Trophy	Hockey
Lady Rattan Tata Trophy	Hockey
MCC Trophy	Hockey
Moinuddaula Gold Cup	Cricket
Murugappa Gold Cup	Hockey
Modi Gold Cup	Hockey
Narang Cup	Badminton
Nehru Trophy	Hockey
Nixan Gold Cup	Football
Obaid Ullah Gold Cup	Hockey
Prithi Singh Cup	Polo
Rani Jhansi Trophy	Cricket
Ranjit Trophy	Cricket
Rangaswami Cup	Hockey
Ranjit Singh Gold Cup	Hockey
Rajendra Prasad Cup	Tennis
Ramanujan Trophy	Table Tennis
Rene Frank Trophy	Hockey
Radha Mohan Cup	Polo
Raghbir Singh Memorial	Football
Rohinton Baria Trophy	Cricket
Rovers Cup	Football
Sanjay Gold Cup	Football
Santosh Trophy	Football
Sir Ashutosh Mukherjee	Football
Subroto Cup	Football
Scindia Gold Cup	Hockey
Sahni Trophy	Hockey
Sheesh Mahal Trophy	Cricket
Todd Memorial Trophy	Football
Tommy Eman Gold Cup	Hockey
Vittal Trophy	Football
Vizzy Trophy	Cricket
Vijay Merchant Trophy	Cricket
Wellington Trophy	Rowing

LEADERS OF COUNTRIES IN WORLD

Africa

•  Algeria
  • President – Abdelaziz Bouteflika, President of Algeria (1999–present)
  • Prime Minister – Ahmed Ouyahia, Prime Minister of Algeria (2008–present)

•  Angola
  • President – José Eduardo dos Santos, President of Angola (1979–present)

•  Benin
  • President – Yayi Boni, President of Benin (2006–present)
  • Prime Minister – Pascal Koupaki, Prime Minister of Benin (2011–present)

•  Botswana
  • President – Ian Khama, President of Botswana (2008–present)

•  Burkina Faso
  • President – Blaise Compaoré, President of Burkina Faso (1987–present)
  • Prime Minister –
    1. Tertius Zongo, Prime Minister of Burkina Faso (2007–2011)
    2. Luc-Adolphe Tiao, Prime Minister of Burkina Faso (2011–present)

•  Burundi
  • President – Pierre Nkurunziza, President of Burundi (2005–present)

•  Cameroon
  • President – Paul Biya, President of Cameroon (1982–present)
  • Prime Minister – Philémon Yang, Prime Minister of Cameroon (2009–present)

•  Cape Verde
  • President – Pedro Pires, President of Cape Verde (2001–present)
  • Prime Minister – José Maria Neves, Prime Minister of Cape Verde (2001–present)

•  Central African Republic
  • President – François Bozizé, President of the Central African Republic (2003–present)
  • Prime Minister – Faustin-Archange Touadéra, Prime Minister of the Central African Republic (2008–present)

•  Chad
  • President – Idriss Déby, President of Chad (1990–present)
  • Prime Minister – Emmanuel Nadingar, Prime Minister of Chad (2010–present)

•  Comoros
  • President –
    1. Ahmed Abdallah Mohamed Sambi, President of Comoros (2006–2011)
    2. Ikililou Dhoinine, President of Comoros (2011–present)

•  Republic of the Congo
  • President – Denis Sassou Nguesso, President of the Republic of the Congo (1997–present)

•  Democratic Republic of the Congo
  • President – Joseph Kabila, President of the Democratic Republic of the Congo (2001–present)
  • Prime Minister – Adolphe Muzito, Prime Minister of the Democratic Republic of the Congo (2008–present)

•  Côte d'Ivoire
  • President –
    1. Laurent Gbagbo, President of Côte d'Ivoire (2000–2011, co-claimant 2010–2011)
    2. Alassane Ouattara, President of Côte d'Ivoire (2010–present)
  • Prime Minister –
    • Guillaume Soro, Prime Minister of Côte d'Ivoire (2007–present)
    • Gilbert Aké, Prime Minister of Côte d'Ivoire (co-claimant 2010–2011)

•  Djibouti
  • President – Ismail Omar Guelleh, President of Djibouti (1999–present)
  • Prime Minister – Dileita Mohamed Dileita, Prime Minister of Djibouti (2001–present)

•  Egypt
  • President –
    1. Hosni Mubarak, President of Egypt (1981–2011)
    2. Mohamed Hussein Tantawi, Acting President of Egypt (2011–present)
  • Prime Minister –
    1. Ahmed Nazif, Prime Minister of Egypt (2004–2011)
    2. Ahmed Shafik, Prime Minister of Egypt (2011)
    3. Essam Sharaf, Prime Minister of Egypt (2011–present)

•  Equatorial Guinea
  • President – Teodoro Obiang Nguema Mbasogo, President of Equatorial Guinea (1979–present)
  • Prime Minister – Ignacio Milam Tang, Prime Minister of Equatorial Guinea (2008–present)

•  Eritrea
  • President – Isaias Afewerki, President of Eritrea (1991–present)

•  Ethiopia
  • President – Girma Wolde-Giorgis, President of Ethiopia (2001–present)
  • Prime Minister – Meles Zenawi, Prime Minister of Ethiopia (1995–present)

•  Gabon
  • President – Ali Bongo Ondimba, President of Gabon (2009–present)
  • Prime Minister – Paul Biyoghé Mba, Prime Minister of Gabon (2009–present)

•  The Gambia
  • President – Yahya Jammeh, President of the Gambia (1994–present)

•  Ghana
  • President – John Atta Mills, President of Ghana (2009–present)

•  Guinea-Bissau
  • President – Malam Bacai Sanhá, President of Guinea-Bissau (2009–present)
  • Prime Minister – Carlos Gomes Júnior, Prime Minister of Guinea-Bissau (2009–present)

•  Guinea
  • President - Alpha Condé, President of Guinea (2010–present)
  • Prime Minister – Mohamed Said Fofana, Prime Minister of Guinea (2010–present)

•  Kenya
  • President – Mwai Kibaki, President of Kenya (2002–present)
  • Prime Minister – Raila Odinga, Prime Minister of Kenya (2008–present)

•  Lesotho
  • Monarch – Letsie III, King of Lesotho (1996–present)
  • Prime Minister – Pakalitha Mosisili, Prime Minister of Lesotho (1998–present)

•  Liberia
  • President – Ellen Johnson Sirleaf, President of Liberia (2006–present)

•  Libya
  • De facto Head of State – Muammar Gaddafi, Guide of the Revolution of Libya (1969–present)
  • De jure Head of State – Mohamed Abu Al-Quasim al-Zwai, Secretary General of General People's Congress of Libya (2010–present)
  • Prime Minister – Baghdadi Mahmudi, Prime Minister of Libya (2006–present)

•  Madagascar
  • Head of State – Andry Rajoelina, President of the High Transitional Authority of Madagascar (2009–present)
  • Prime Minister – Albert Camille Vital, Prime Minister of Madagascar (2009–present)

•  Malawi
  • President – Bingu wa Mutharika, President of Malawi (2004–present)

•  Mali
  • President – Amadou Toumani Touré, President of Mali (2002–present)
  • Prime Minister –
    1. Modibo Sidibé, Prime Minister of Mali (2007–2011)
    2. Cissé Mariam Kaïdama Sidibé, Prime Minister of Mali (2011–present)

•  Mauritania
  • President – Mohamed Ould Abdel Aziz, President of Mauritania (2009–present)
  • Prime Minister – Moulaye Ould Mohamed Laghdaf, Prime Minister of Mauritania (2008–present)

•  Mauritius
  • President – Sir Anerood Jugnauth, President of Mauritius (2003–present)
  • Prime Minister – Navin Ramgoolam, Prime Minister of Mauritius (2005–present)
  •  Rodrigues (autonomous region)
    • Chief Commissioner –
      1. Johnson Roussety, Chief Commissioner of Rodrigues (2006–2011)
      2. Gaetan Jabeemisar, Chief Commissioner of Rodrigues (2011–present)
    • Chief Executive – Pritam Singh Mattan, Chief Executive of Rodrigues (2010–present)

•  Mayotte (Overseas collectivity of France)
  • Prefect –
    1. Hubert Derache, Prefect of Mayotte (2009–2011)
    2. Patrick Duprat, Acting Prefect of Mayotte (2011)
    3. Thomas Degos, Prefect of Mayotte (2011-present)

E-Magzine For BANK & Civil Services Exam July - 2011

E-Magzine For BANK & Civil Services Exam JUNE -2011

BANK EXAMS GENERAL AWARENESS PRACTICE QUESTIONS For - 2011

1. Among the following statements, which one is not a correct statement?
1) RBI circulates money with the permission of the state governments
2) RBI authorized the banks to open branches in North Eastern part of India with out its prior permission
3) RBI orders that 25 % of the new branches must be open in rural areas
4) RBI is having the sole authority to control bank operations in Co-operative banks
5) RBI is strict in the content of Bank Advertisements

2. As per RBI report banks disposed Rs.4.26 Lakh crores to farm sector, against the target of ........... lakh crore during 2010-2011?
1) 3.50
2) 5.23
3) 9.1
4) 6.5
5) 7.1

3. Banker's Committee on Rural Housing headed by ...........?
1) M.D.Malya
2) R.Sridhar
3) M.V.Nair
4) Alok Kumar Misra
5) Basant Seth

4. Monthly (some times daily) the amount deposited in the account. In the maturity period, the large amount got by the customer. The account is called ...........?
1) Savings
2) Fixed
3) Recurring
4) Corporate
5) Current

5. On 1 June 2011, Janani-Shishu Suraksha Karyakram ( JSSK) launched by the Central Government. Pick the correct option?
1) This Program started under the plank of Janani Suraksha Yojana ( JSY)
2) JSY centrally sponsored scheme aimed at reducing maternal and infant mortality rates and increasing institutional deliveries in below poverty line (BPL) families.
3) JSSK provides Free and Cashless Services to pregnant women in both Rural and Urban areas
4) JSY comes under the overall umbrella of National Rural Health Mission ( NHM) 2005 covers all pregnant women belonging to households below the poverty line, above 19 years of age and up to two live births.
5) All of above

6. The Union government agreed for the payment security mechanism for Solar power projects under JNNSM. It stands for ...........
1) Jawahar Lal Nehru National Solar Mean
2) Jawahar Lal Nehru National Solar Module
3) Jatiya Nehru National Sign Mission
4) Jawahar Nehru National Sign Mission
5) Jawahar Lal Nehru National Solar Mission

7. ........... became the first state to sign MOU with the World Bank for securing carbon credits for its 'Clean Development Mechanism' Project?
1) Andhra Pradesh
2) Himachal Pradesh
3) Haryana
4) Tamilnadu
5) Bihar

8. Committee/ Commission list is given. Pick the wrong one?
1) High Powered Task Force for the revamp of Defense Management-Naresh Chandra
2) Inter-ministerial task force to evolve a suitable mechanism for direct subsidies- Nandan Nilekani
3) Committee on Small Savings Fund- Usha Thorat
4) Long-term policy for the Indian Pharmaceutical Sector-Viswa Mohan Katoch
5) Trade and Economic Relations Committee (TERC) headed by Prime Minister of India