SUCCESS MIRROR DEC -2011 For IBPS Clerk Exam

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BANK EXAMS GENERAL AWARENESS PRACTICE QUESTIONS

1. Where did the representatives of 27 countries meet in November 2011 to evolve a consensus-based mechanism that will ensure stability and prosperity in the wartorn Afghanistan? (External Affairs Minister S.M.Krishna attended this conference)
1) Kabul
2) Istanbul
3) Islamabad
4) New Delhi
5) New York

2. Nabam Tuki was sworn in as the new Chief Minister of which of the following states in November 2011?
1) Sikkim
2) Manipur
3) Meghalaya
4) Tripura
5) Arunachal Pradesh

3. Agriculture accounts for what per cent of India's Gross Domestic Product (GDP)?
1) 16%
2) 28%
3) 56%
4) 32%
5) 25%

4. Michael Chilufya Sata has become the President of which of the following African countries?
1) Tanzania
2) Zambia
3) Malawi
4) Mozambique
5) Zimbabwe

5. The Union Cabinet has approved the Mines and Mineral Development and Regulation (MMDR) Bill, 2011. This bill provides for mining companies to keep aside what per cent of their net profits for a Mineral Development Fund to be used for the rehabilitation of project-affected people in the tribal areas of India?
1) 25%
2) 26%
3) 49%
4) 30%
5) 35%

6. Who is the Scientific Advisor to the Defence Minister and the Director-General of the Defence Research & Development Organization (DRDO)?
1) V.G.Sekaran
2) Avinash Chander
3) V.K.Saraswat
4) Radhakrishna
5) Kasturi Rangan

7. The Comptroller and Auditor General of India (CAG) has been appointed as external auditor of which of the following organizations?
1) IAEA & WTO
2) WTO & UNESCO
3) UNICEF & UNESCO
4) IAEA & WIPO
5) None of these

8. Which of the following days is observed as The International Day of Non-Violence?
1) January 30
2) October 31
3) October 2
4) October 24
5) January 12

9. Anwar al-Awlaki, an influential leader of the al-Qaeda, was killed in a drone attack recently. In which country was he killed by the Central Intelligence Agency (CIA) of the USA?
1) Pakistan
2) Yemen
3) Saudi Arabia
4) USA
5) Afghanistan

IBPS GENERAL AWARENESS MCQs QUESTION ANSWARE 2011

IBPS GENERAL AWARENESS MCQs

1. Which period is called the ‘banking swadeshi’ period when many Indians established many banks? 1)1870-1940 2)1910-1947 3)1906-1911 4)1947-1991 5)1942-1947
2. The banks established in Swadeshi period are …………? 1) Bank of India 2) Corporation bank 3) Indian Bank 4) Bank of Baroda 5) All of the above
3. In which part of India, many banks are established, which is called the ‘Cradle of Indian Banking System’? 1) Northern Assam 2) Southern Tamilnadu 3) Eastern Rajasthan 4) Southern Karnataka 5) Western Maharastra
4. The most banks in India failed between ………… Not less than 100 banks failed due to various reasons? 1) 1923-1928 2) 1953-1958 3) 1923-1948 4) 1903-1928 5) 1913-1918

IBPS CLERKS EXAM COMPUTER KNOWLEDGE MCQs QUESTION ANSWERE 2011

1. Programs from the same developer , sold bundled together , that provide better integration and share common features , toolbars and menus are known as .... (A) software suites (B) integrated software packages (C) software processing packages (D) personal information managers (E) none of these ANS (A) 2. A data warehouse is which of the following ? (A) Can be updated by the end users (B) Contains numerous naming conventions and formats (C) Organized around important subject areas (D) Contains only current data (E) None of these ANS (C) 3. ______________ servers store and manages files for network users. (A) Authentication (B) Main (C) Web (D) File (E) None of these ANS (D) 4. All of the following are examples of real security and privacy risks Except _____ (A) hackers (B) spam (C) viruses (D) identify theft (E) None of these ANS (B)

How to Prepare for IBPS CWE Clerk Exam

As there are many fields in the CWE (clerks)so you need a good knowledge in each and every field which will come in exam. There could also be some students good in reasoning and general English Language, but not good in aptitude then there is no job in bank for these types of students. There is no need to get perfect in each and every section, but you have to just set target for each section so that you can easily qualify in all sections. This is quite enough to get good marks in CWE. Let us discussed some of the section to get very good marks.

IBPS Prectics Questin Paper Oct 2011

1. Which of the following statements is true?
a) The licence to open branches of bank is granted by Board of Directors of that Bank
b) There is no need of licenses to open branch of a bank
c) A licence to open a branch is issued by the Central Government
d) A licence to open a branch is issued by the Reserve Bank of India under the provisions of Banking Regulation Act, 1949

2. The important condition for granting licence of banking companies is?
a) Banking company need not plan to pay for future depositors
b) Banking company can plan for its capital structure once the licence is granted
c) The business undertaken by the banking company should not frustrate the interest of public
d) The banking company can undertake business other than banking with the permission of annual general body

3. Who of the following is not a party to the IPO?
a) Registrar of Issue
b) Investment Banker
c) Advertisement Agency
d) Registrar of Companies

4. Which of the following is not shown as an asset in the balance sheet of a Bank?
a) Investments
b) Advances
c) Cash Balances with other banks
d) Borrowings

5. The credit policy of a bank does not consists of?
a) Lending policies
b) Quality control
c) Loan product mix
d) Advertising of loan products

6. Which of the following is a function of the agent bank relating to flow of money in the process of loan syndication?
a) Receiving notices relating to cancellation of any part of the loan
b) Calling of loans in the event of default
c) Receiving the fee from the borrower and distributing among the participating banks
d) Receiving notices relating to transfers of banks

7. Which of the following is the parameter to recognize the SSI unit as sick unit?
a) The erosion in the net-worth due to accumulated losses is up to 25% of its net worth during the previous account year
b) The erosion in the net-worth due to accumulated losses is up to 50% of its net worth during the previous account year.
c) The unit should have been in commercial production for at least five years
d) Lack of updations in technological development

8. Which of the following is not the service provided by the Small Industries Service Institute?
a) Providing entrepreneurship development programs
b) Developmental efforts
c) Export promotion and liaison activities
d) Financial support

9. Service Area Approach (SAA) is associated with?
a) Rural and Semi-urban branches of commercial banks
b) Urban branches of commercial banks
c) Branches of commercial banks situated in metro cities
d) Development banks

10. Which of the following cannot be securitized?
a) Future rentals of a fishing boat
b) Hire purchase receivables
c) Demand drafts received by the banker during clearing
d) Future billings for an airline

11. Which of the following statements is true?
a) The special purpose vehicle (SPV) purchases the assets from the borrower directly during the securitization
b) The originator and obligor are the same persons in securitization process
c) Administrator collects the payments due from the obligor and passes it to the SPV and follows with defaulters
d) Mortgage based securitization provides high yields to the investor

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IBPS CLERKS EXAM PRACTICE QUESTIONS - SEP 2011

1. _____Is a program which reproduces itself?
a) Virus
b) Software
c) a and b
d) None

2. ____Viruses that aim at the boot sector of a hard drive are infect-ing a very crucial component of the boot process?
a) File infection virus
b) Boot virus
c) Network virus
d) E-mail virus

3. _____Is the virus that they will attach themselves to EXE files, compressed files like ZIP files and driver files?
a) File infector virus
b) Boot virus
c) Network virus
d) E-mail virus

4. _____Is the virus, which is uniquely created to quickly spread throughout the local area network?
a) File infector virus
b)Boot virus
c) Network virus
d) E-mail virus

5. Which of the following are the main purposes of an operating system?
a) To provide an environment for a computer user to execute programs on a computer hardware in a convenient and efficient manner
b) To allocate separate resources of the computer as needed to solve the problem given
c) Supervision of the executions of user programs to prevent errors and improper use of computer d) All of the above

6. Define acronym 'spooling'?
a) Simultaneous Peripheral Operation On-line
b) Simultaneous Peripheral Operation Off-line
c) Simultaneous Peripheral Organization On-line
d) System Peripheral Operation On-line

7. Several programs are in a memory concurrently; the syste-m switches among the programs for efficient processing and minimal idle time is called____?
a) Multi tasking
b) Multi programming
c) Multi functioning
d) None of the above

8. ____ Is the using scheduling and multiprogramming to provide an economical interactive system of two or more users?
a) Time sharing
b)Time changing
c) Processing
d) None

9. ____Is a system with two or more central processing units?
a) No definition
b) Multi processor
c) Double processor
d) None

CAREER MAKERS SEPTEMBAR 2011

POST EXAM DISCUSSION FOR CWE IBPS

PLEASE WRITE WHAT IS YOUR ATTEMPT IN CWE PO.

CWE PO - DESCRIPTIVE PAPER - MODEL ONE

CWE PO - DESCRIPTIVE PAPER - MODEL ONE (please like our blog with facebook like)

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COMMON WRITTEN EXAMINATION – BANK PO (SEPTEMBER 2011)--MODEL ONE

Descriptive Paper for CWE IBPS PO EXAM

COMMON WRITTEN EXAMINATION – BANK PO (SEPTEMBER 2011)--MODEL ONE

TIME : 60 MINUTES
DESCRIPTIVE PAPER

1. Write an essay on any one of the topics in about 500 words:
a) High population level is helping China and India to show progress in their economy.
b) Why I prefer a Bank job.
c) In spite of advancement of technology there is scope for improving customer service in Banking.
d) Savings habit helps families and the nation.
e) Infrastructure is the key for achieving a Nation's progress.
f) Advantages of cell phones as compared to disadvantages in the use of them.


2. Write a letter to your Bank Manager complaining about the rude treatment given to you by Mr. Asokan, Deputy Manager when you requested him for allotting a locker to you.
OR
Write a letter to the Head Office of your Bank praising the quality of service rendered by you branch since your opening a current account for your business with them about six months ago.

IBPS Preparation |Success Mirror (both ENGLISH and HINDI) August -2011

IBPS PO/MT Exam GENREAL AWARENESS PRACTICE Paper For Upcoming Exam -Sep 2011

1. 'Global Market' means market of?
1) USA
2) China
3) OPEC members
4) European Union Countries
5) All major countries and their alliances


2. Growth for 2011-12 has been -8.8% was the news in major news papers. This means which of the following grew at this rate during that period?
1) GDP
2) Money supply
3) Foreign Exchange Reserves
4) Inflation
5) Price Index

3. What is the full form of LAF?
1) Liquid Advance & Finance
2) Liquidity Adjustment Facility
3) Legal Adjournment Facility
4) Local Advance Finance
5) Late Arrival of Finance

4. Headquarter of the International Monetary Fund (IMF) is in?
l) Geneva
2) Paris
3) London
4) Manila
5) Washington DC

5. As per newspaper reports ANZ was given licence to open branch in Mumbai. ANZ is a bank based in?
1) Australia
2) Argentina
3) Afghanistan
4) Angola
5) Austria

6. Whenever somebody needs foreign-currency against Indian Rupee, banks give equivalent amount of desired currency based on prevalent?
1) Bank Rate
2) Currency rate
3) policy rate
4) exchange rate
5) base rate

7. Banks recover term loan from the parties in EMIs. What the letter 'E' represents in the term?
1) Easy
2) Effective
3) Equated
4) Essential
5) Economical

IBPS PO Exam Prepration SOlved Paper - Aug 2011

General Awareness

Q.1 Which of the following carries out 'Open Market Operations?
(1) Finance Ministry     (2) External Affairs Ministry
(4) Planning Commission (5) Ministry of Commerce

Q. 2 Who among the folfowing Ministers will hold telecom portfolio in addition to his own portfolio till next reallotment?
(1) Kamal Nath        (2) Kapil Sibal
(4) Mamta Banerjee (5) None of these

Q. 3 Under provisions of which one of the following Acts, the RBI issues directives to the Banks in India?
(1) RBI Act  (2) Banking Regulation Act (3) Essential Commodities Act
(4) RBI and Banking Regulation Act (5) None of these

Q.4 On which one of the following 'Head of Expenses', the expenses of the Government of India are highest?
(1) Food subsidy (2) Fertilizer subsidy     (3) Pradhan Mantri Gram SadakYojana
(4) Maintenance of national highways     (5) Oil subsidy

Q.5 Which one of the following foreign agencies will assist the municipal agencies to improve quality of municipal schools through its School Excellence Programmes (SEP) ?
(1) IMF     (2) UNDP     (3) UNICEF     (4) ADB  (5) None of these

Q. 6 Which one of the following tools is used by RBI for selective credit control?
(1) It advises banks to lend against certain commodities
(2) It advises banks to recall the loans for advances against certain commodities
(3) It advises banks to charge higher rate of interest for advance against certain commodities
(4) It discourages certain kinds of lending by assigning higher risk weights to loans it deems undesirable
(5) None of these

IBPS PO/MT BANK EXAM PREPARATION TIPS - 2011

IBPS BANK EXAM  TIPS 2011

Tips to follow for ibps bank exam 2011

1. Use shortcut tricks while  answering the questions.

2. Try to reduce using of formulas.

3. Don’t attempt all questions in any section.

4. If you don’t know the answer for particular problem, simply leave it to save the time.

5. In English section,answer the questions fastly(ex: in particular question he asked synomyn for the word,by seeing the 4 options,1 option will be blink in your mind, finalised it and tick that answer, really you don't know the answer for that question, then by thinking about it, will be waste of your time and it will not possible to get the answer by thinking in english section)

6. Reasoning section will be take more time, so try to answer for some(for qualifying) questions only in this section.

7. Don’t start your exam with aptitude and reasoning sections

8. Time splitting for each section

General awareness:            15 min

Computer knowledge:        15 min

English:                               25 min

Reasoning:                          45 min

Quantitative aptitude:          50 min

IBPS PO/MT Common Written Examination Sample Paper -2011

GENERAL AWARENESS

1. Which period is called the 'banking swadeshi' period when many Indians established many banks?
1)1870-1940
2)1910-1947
3)1906-1911
4)1947-1991
5)1942-1947

2. The banks established in Swadeshi period are ............?
1) Bank of India
2) Corporation bank
3) Indian Bank
4) Bank of Baroda
5) All of the above

3. In which part of India, many banks are established, which is called the 'Cradle of Indian Banking System'?
1) Northern Assam
2) Southern Tamilnadu
3) Eastern Rajasthan
4) Southern Karnataka
5) Western Maharastra

4. The most banks in India failed between ............ Not less than 100 banks failed due to various reasons?
1) 1923-1928
2) 1953-1958
3) 1923-1948
4) 1903-1928
5) 1913-1918

5. Which party issued a paper by name 'Stray thoughts on Bank Nationalization' signaling the nationalization of banks in India?
1) Communist Party of India
2) Janatha Party
3) Congress Party
4) Republican Party
5) National Conference

6. Banking Companies (Acquisition and Transfer of Undertaking) Bill passed in ...............paving way to the nationalization of banks in India?
1) 1974
2) 1969
3) 1975
4) 1981
5) 1961