SUCCESS MIRROR DEC -2011 For IBPS Clerk Exam

to read this book

BANK EXAMS GENERAL AWARENESS PRACTICE QUESTIONS

1. Where did the representatives of 27 countries meet in November 2011 to evolve a consensus-based mechanism that will ensure stability and prosperity in the wartorn Afghanistan? (External Affairs Minister S.M.Krishna attended this conference)
1) Kabul
2) Istanbul
3) Islamabad
4) New Delhi
5) New York

2. Nabam Tuki was sworn in as the new Chief Minister of which of the following states in November 2011?
1) Sikkim
2) Manipur
3) Meghalaya
4) Tripura
5) Arunachal Pradesh

3. Agriculture accounts for what per cent of India's Gross Domestic Product (GDP)?
1) 16%
2) 28%
3) 56%
4) 32%
5) 25%

4. Michael Chilufya Sata has become the President of which of the following African countries?
1) Tanzania
2) Zambia
3) Malawi
4) Mozambique
5) Zimbabwe

5. The Union Cabinet has approved the Mines and Mineral Development and Regulation (MMDR) Bill, 2011. This bill provides for mining companies to keep aside what per cent of their net profits for a Mineral Development Fund to be used for the rehabilitation of project-affected people in the tribal areas of India?
1) 25%
2) 26%
3) 49%
4) 30%
5) 35%

6. Who is the Scientific Advisor to the Defence Minister and the Director-General of the Defence Research & Development Organization (DRDO)?
1) V.G.Sekaran
2) Avinash Chander
3) V.K.Saraswat
4) Radhakrishna
5) Kasturi Rangan

7. The Comptroller and Auditor General of India (CAG) has been appointed as external auditor of which of the following organizations?
1) IAEA & WTO
2) WTO & UNESCO
3) UNICEF & UNESCO
4) IAEA & WIPO
5) None of these

8. Which of the following days is observed as The International Day of Non-Violence?
1) January 30
2) October 31
3) October 2
4) October 24
5) January 12

9. Anwar al-Awlaki, an influential leader of the al-Qaeda, was killed in a drone attack recently. In which country was he killed by the Central Intelligence Agency (CIA) of the USA?
1) Pakistan
2) Yemen
3) Saudi Arabia
4) USA
5) Afghanistan

How to Improve English Knowledge Methods and Tips!

As we know in today`s world life has become so dynamic that one needs to change as per the circumstances nearby him which is occurring day by day so as to keep himself upgraded in track of development .  It is said that 32 dialects are used by the Indians and over 12000 types of languages are spoken in India by its people. So India has got innumerable languages in its culture that it is difficult to understand one`s language the north Indian find it difficult to understand the language of a south Indian similarly it is difficult for a Bengali to communicate with a Kashmiri as both are  unaware of each other’s language. So in this case the only language which comes to aide, to remove the language barrier of one is none other than English. English is the only language which is generally accepted by the whole world as giving it as a tag of officially accepted and recognized language throughout the world. English thus has gained a lot of popularity in the whole world by the booming of the IT and BPO sectors in nations of the world.

We all know that English is must nowadays to success in interview, exams etc. So you have to well versed in English language whether in writing or in speaking. Ya, it is difficult for those who studied in regional medium language schools. But it should not be excuse for your failure because there are lots of people who studied in regional medium but now they are more efficient in English language than English medium school student. Its all depend on your interest or passion to learn something. We are here sharing tips to learn English language. Please also share your comments which are you perfect or interested method to learn English language. Best of luck!!

Tips to Minimize Negative Marks in Bank Exams

The candidates who are taking their bank exam for their first times are more worried about their negative marks. Negative marks in the bank exam are rewarded to each and every one for every wrong answer, which starts with 0.25 to 0.50. So the candidates always try to minimize their negative marks as if they not then these negative marks will lead them to failure. Here we will discuss about the topic on how to minimize negative marking in bank exams. Here are some of the tips on how to minimize negative marking in the bank exam:

Study previous years question paper

Studying the previous year question paper will help you to get information about how the questions are given in the bank exam, the format of question paper; the pattern of question paper etc. will help you in your bank exam. By reading the previous question paper you will also came to know that which part of question will take how must time to solve in this way you can also be able to utilize the correct time. www.jagronjosh.com is a very good website to check previous and current year question paper with solved answer.

IBPS GENERAL AWARENESS MCQs QUESTION ANSWARE 2011

IBPS GENERAL AWARENESS MCQs

1. Which period is called the ‘banking swadeshi’ period when many Indians established many banks? 1)1870-1940 2)1910-1947 3)1906-1911 4)1947-1991 5)1942-1947
2. The banks established in Swadeshi period are …………? 1) Bank of India 2) Corporation bank 3) Indian Bank 4) Bank of Baroda 5) All of the above
3. In which part of India, many banks are established, which is called the ‘Cradle of Indian Banking System’? 1) Northern Assam 2) Southern Tamilnadu 3) Eastern Rajasthan 4) Southern Karnataka 5) Western Maharastra
4. The most banks in India failed between ………… Not less than 100 banks failed due to various reasons? 1) 1923-1928 2) 1953-1958 3) 1923-1948 4) 1903-1928 5) 1913-1918

IBPS CLERKS EXAM COMPUTER KNOWLEDGE MCQs QUESTION ANSWERE 2011

1. Programs from the same developer , sold bundled together , that provide better integration and share common features , toolbars and menus are known as .... (A) software suites (B) integrated software packages (C) software processing packages (D) personal information managers (E) none of these ANS (A) 2. A data warehouse is which of the following ? (A) Can be updated by the end users (B) Contains numerous naming conventions and formats (C) Organized around important subject areas (D) Contains only current data (E) None of these ANS (C) 3. ______________ servers store and manages files for network users. (A) Authentication (B) Main (C) Web (D) File (E) None of these ANS (D) 4. All of the following are examples of real security and privacy risks Except _____ (A) hackers (B) spam (C) viruses (D) identify theft (E) None of these ANS (B)

Allahabad Bank Probationary Officers Exam. 2011 SOLVED PAPER|Computer Knowledge

Computer Knowledge  (Held on 17-4-2011)  1. Which of the following are advantages of CD-ROM as a storage media ? (A) CD-ROM is an inexpensive way to store large amount of data and information (B) CD-ROM disks retrieve data and information more quickly than magnetic disks do (C) CD-ROMs make less errors than magnetic media (D) All of these (E) None of these Ans : (D) 2. A ……… is the term used when a search engine returns a Web page that matches the search criteria. (A) blog (B) hit (C) link (D) view (E) success Ans : (C) 3. The ……… is the term used to describe the window that is currently being used. (A) Web Window (B) display area (C) WordPad Window (D) active window (E) monitor Ans : (D) 4. CPU is an abbreviation for— (A) central programming unit (B) central processing unit (C) computer processing unit (D) computer protocol unit (E) central protocol unit Ans : (B)

How to Prepare for IBPS CWE Clerk Exam

As there are many fields in the CWE (clerks)so you need a good knowledge in each and every field which will come in exam. There could also be some students good in reasoning and general English Language, but not good in aptitude then there is no job in bank for these types of students. There is no need to get perfect in each and every section, but you have to just set target for each section so that you can easily qualify in all sections. This is quite enough to get good marks in CWE. Let us discussed some of the section to get very good marks.

IBPS CLERK |General Awarness|SUCCESS MIRROR OCT 2011

 

 SUCCESS MIRROR OCT 2011

 With

Indian Bank Exam 2011,Union Bank of of India Clerk Exam 2011 and Bank Of Baroda Clerk Exam 2011 Solved paper

Current Affair: |SAMANYA GYAN DARPAN OCT 2011| E-Magzine

 

SAMANYA GYAN DARPAN OCT 2011

Bank Of Baroda(BOB) Interview Questions - Sample nterview of a candidate Year 2010

Me: Hi Sirs, I am Vijay


Int1: So Ajay, tell me about yourself.

As i told you, my name i Ajay and im from Mangalore. I did my graduation in Business Management from Mangalore University. And as far as my hobbies concerned, i dont have any special activity which i do during my liesure. But i prefer watching TV, reading news paper and sometimes even read novels on free time.

Int2: You said you read news papers, which all news papers you read?
I usually read Times of India, But some times even i read the Hindu.

Int3: So tell me what were the headlines in yesterdays and todays news paper?
In yesterdays news paper, the headline was that the death of LTTE Chief and confusions over his death, ie whethere he is really killed or still alive? And in todays news papers, we can see Congress set to form the Goverment.

Int1: What are your opinion on Muthaliks action recently?( Since i belonged to Mlore, they specifically asked me this)
( I answered)

Int2: Tell us something about your hometown?
( I answered)

Int3: Who are the Prime Ministers of Nepal, Srilanka and Pakistan and what exactly is happening now in these countries?
( I answered)

Int1: Why do you want to join our Bank when you are getting a good package from your company?
( I answered)

Int3: See Ajay, we cannot pay the salary what your drawing now, it will be very less than what you are getting now. And you can be posted anywhere in India and you should be ready to relocate anywhere.

Sir, I am not really worried about my salary. I am a future oriented person. You are correct that I am drawing a very good salary now. But what if I do not get even a penny in the future. Now a days, due to the recession, most of the companies are closing down. People are going to the streets. In this situation, it is better of have something, than nothing. And most importantly it was dream to join banks. Coz it is one of the fields where you get name and fame.

And as far as my posting is concerned, i love to travel and search new places, learn their culture and their way of living. talk to new people, interact with them and all that. It is really a nice experience.

Int4: Ok vijay, thank you and best of luck.

BANKING TERMINOLOGY FOR BANK PO/CLERK BANKING AWARNESS Question paper 2011

•  Accrued interest: Interest due from issue date or from the last coupon payment date to the settlement date. Accrued interest on bonds must be added to their purchase price.

• Arbitrage: Buying a financial instrument in one market in order to sell the same instrument at a higher price in another market.

• Ask Price: The lowest price at which a dealer is willing to sell a given security.

• Asset-Backed Securities (ABS): A type of security that is backed by a pool of bank loans, leases, and other assets. Most ABS are backed by auto loans and credit cards – these issues are very similar to mortgage-backed securities.

• At-the-money: The exercise price of a derivative that is closest to the market price of the underlying instrument.

• Basis Point: One hundredth of 1%. A measure normally used in the statement of interest rate e.g., a change from 5.75% to 5.81% is a change of 6 basis points.

• Bear Markets: Unfavorable markets associated with falling prices and investor pessimism.

• Bid-ask Spread: The difference between a dealer’s bid and ask price.

• Bid Price: The highest price offered by a dealer to purchase a given security.

• Blue Chips: Blue chips are unsurpassed in quality and have a long and stable record of earnings and dividends. They are issued by large and well-established firms that have impeccable financial credentials.

• Bond: Publicly traded long-term debt securities, issued by corporations and governments, whereby the issuer agrees to pay a fixed amount of interest over a specified period of time and to repay a fixed amount of principal at maturity.

• Book Value: The amount of stockholders’ equity in a firm equals the amount of the firm’s assets minus the firm’s liabilities and preferred stock

• Broker: Individuals licensed by stock exchanges to enable investors to buy and sell securities.

• Brokerage Fee: The commission charged by a broker.

• Bull Markets: Favorable markets associated with rising prices and investor optimism.

• Call Option: The right to buy the underlying securities at a specified exercise price on or before a specified expiration date.

• Callable Bonds: Bonds that give the issuer the right to redeem the bonds before their stated maturity.

• Capital Gain: The amount by which the proceeds from the sale of a capital asset exceed its original purchase price.

• Capital Markets: The market in which long-term securities such as stocks and bonds are bought and sold.

• Certificate of Deposits (CDs): Savings instrument in which funds must remain on deposit for a specified period, and premature withdrawals incur interest penalties.

• Closed-end (Mutual) Fund: A fund with a fixed number of shares issued, and all trading is done between investors in the open market. The share prices are determined by market prices instead of their net asset value.

• Collateral: A specific asset pledged against possible default on a bond. Mortgage bonds are backed by claims on property. Collateral trusts bonds are backed by claims on other securities. Equipment obligation bonds are backed by claims on equipment.

• Commercial Paper: Short-term and unsecured promissory notes issued by corporations with very high credit standings.

• Common Stock: Equity investment representing ownership in a corporation; each share represents a fractional ownership interest in the firm.

• Compound Interest: Interest paid not only on the initial deposit but also on any interest accumulated from one period to the next.

• Contract Note: A note which must accompany every security transaction which contains information such as the dealer’s name (whether he is acting as principal or agent) and the date of contract.

• Controlling Shareholder: Any person who is, or group of persons who together are, entitled to exercise or control the exercise of a certain amount of shares in a company at a level (which differs by jurisdiction) that triggers a mandatory general offer, or more of the voting power at general meetings of the issuer, or who is or are in a position to control the composition of a majority of the board of directors of the issuer.

• Convertible Bond: A bond with an option, allowing the bondholder to exchange the bond for a specified number of shares of common stock in the firm. A conversion price is the specified value of the shares for which the bond may be exchanged. The conversion premium is the excess of the bond’s value over the conversion price.

• Corporate Bond: Long-term debt issued by private corporations.

• Coupon: The feature on a bond that defines the amount of annual interest income.

• Coupon Frequency: The number of coupon payments per year.

• Coupon Rate: The annual rate of interest on the bond’s face value that a bond’s issuer promises to pay the bondholder. It is the bond’s interest payment per dollar of par value.

• Covered Warrants: Derivative call warrants on shares which have been separately deposited by the issuer so that they are available for delivery upon exercise.

• Credit Rating: An assessment of the likelihood of an individual or business being able to meet its financial obligations. Credit ratings are provided by credit agencies or rating agencies to verify the financial strength of the issuer for investors.

• Currency Board: A monetary system in which the monetary base is fully backed by foreign reserves. Any changes in the size of the monetary base has to be fully matched by corresponding changes in the foreign reserves.

IBPS Prectics Questin Paper Oct 2011

1. Which of the following statements is true?
a) The licence to open branches of bank is granted by Board of Directors of that Bank
b) There is no need of licenses to open branch of a bank
c) A licence to open a branch is issued by the Central Government
d) A licence to open a branch is issued by the Reserve Bank of India under the provisions of Banking Regulation Act, 1949

2. The important condition for granting licence of banking companies is?
a) Banking company need not plan to pay for future depositors
b) Banking company can plan for its capital structure once the licence is granted
c) The business undertaken by the banking company should not frustrate the interest of public
d) The banking company can undertake business other than banking with the permission of annual general body

3. Who of the following is not a party to the IPO?
a) Registrar of Issue
b) Investment Banker
c) Advertisement Agency
d) Registrar of Companies

4. Which of the following is not shown as an asset in the balance sheet of a Bank?
a) Investments
b) Advances
c) Cash Balances with other banks
d) Borrowings

5. The credit policy of a bank does not consists of?
a) Lending policies
b) Quality control
c) Loan product mix
d) Advertising of loan products

6. Which of the following is a function of the agent bank relating to flow of money in the process of loan syndication?
a) Receiving notices relating to cancellation of any part of the loan
b) Calling of loans in the event of default
c) Receiving the fee from the borrower and distributing among the participating banks
d) Receiving notices relating to transfers of banks

7. Which of the following is the parameter to recognize the SSI unit as sick unit?
a) The erosion in the net-worth due to accumulated losses is up to 25% of its net worth during the previous account year
b) The erosion in the net-worth due to accumulated losses is up to 50% of its net worth during the previous account year.
c) The unit should have been in commercial production for at least five years
d) Lack of updations in technological development

8. Which of the following is not the service provided by the Small Industries Service Institute?
a) Providing entrepreneurship development programs
b) Developmental efforts
c) Export promotion and liaison activities
d) Financial support

9. Service Area Approach (SAA) is associated with?
a) Rural and Semi-urban branches of commercial banks
b) Urban branches of commercial banks
c) Branches of commercial banks situated in metro cities
d) Development banks

10. Which of the following cannot be securitized?
a) Future rentals of a fishing boat
b) Hire purchase receivables
c) Demand drafts received by the banker during clearing
d) Future billings for an airline

11. Which of the following statements is true?
a) The special purpose vehicle (SPV) purchases the assets from the borrower directly during the securitization
b) The originator and obligor are the same persons in securitization process
c) Administrator collects the payments due from the obligor and passes it to the SPV and follows with defaulters
d) Mortgage based securitization provides high yields to the investor

any query related to IBPS PO CLERK EXAM SOLVE HERE

write your comment regarding ibps exam.

IBPS CLERKS EXAM PRACTICE QUESTIONS - SEP 2011

1. _____Is a program which reproduces itself?
a) Virus
b) Software
c) a and b
d) None

2. ____Viruses that aim at the boot sector of a hard drive are infect-ing a very crucial component of the boot process?
a) File infection virus
b) Boot virus
c) Network virus
d) E-mail virus

3. _____Is the virus that they will attach themselves to EXE files, compressed files like ZIP files and driver files?
a) File infector virus
b) Boot virus
c) Network virus
d) E-mail virus

4. _____Is the virus, which is uniquely created to quickly spread throughout the local area network?
a) File infector virus
b)Boot virus
c) Network virus
d) E-mail virus

5. Which of the following are the main purposes of an operating system?
a) To provide an environment for a computer user to execute programs on a computer hardware in a convenient and efficient manner
b) To allocate separate resources of the computer as needed to solve the problem given
c) Supervision of the executions of user programs to prevent errors and improper use of computer d) All of the above

6. Define acronym 'spooling'?
a) Simultaneous Peripheral Operation On-line
b) Simultaneous Peripheral Operation Off-line
c) Simultaneous Peripheral Organization On-line
d) System Peripheral Operation On-line

7. Several programs are in a memory concurrently; the syste-m switches among the programs for efficient processing and minimal idle time is called____?
a) Multi tasking
b) Multi programming
c) Multi functioning
d) None of the above

8. ____ Is the using scheduling and multiprogramming to provide an economical interactive system of two or more users?
a) Time sharing
b)Time changing
c) Processing
d) None

9. ____Is a system with two or more central processing units?
a) No definition
b) Multi processor
c) Double processor
d) None

Allahabad Bank Probationary Officers Exam., 2011

General Awareness 
                                                (Exam Held on 17-4-2011)

1. Which of the following is/are the objective(s) of Free Trade Agreement, India has done with many countries ?
1. To provide support to entrepreneurs for setting up new projects in tiny/SSI sector.
2. For undertaking expansion of business.
3. To support technology up-gradation.
(A) Only 1 and 2
(B) Only 2 and 3
(C) All 1, 2 and 3
(D) Only 1 and 3
(E) None of these
Ans : (C)

2. Which of the following organisations issue the rules of global trade ?
(A) World Bank
(B) World Trade Organisation
(C) Foreign Exchange Dealers’ Association
(D) Directorate General and Foreign Trade
(E) None of these
Ans : (B)

3. One single statement that depicts the financial position of a bank and/or business enterprise at a given point of time is called—
(A) Statement of product details
(B) Reconciliation Statement
(C) Balance Sheet
(D) Quarterly returns submitted to RBI
(E) Trading and manufacturing account
Ans : (C)


4. Banks borrow money from the RBI on which of the following rates ?
(A) Reverse Repo Rate
(B) Repo Rate
(C) SLR
(D) CRR
(E) Savings Rate
Ans : (B)

5. The Reverse mortgage scheme is launched to give benefit to which of the following groups of society ?
(A) Govt. employees
(B) Senior Citizens
(C) Unemployed youth
(D) War widows
(E) None of these
Ans : (B)

6. What does the letter ‘M’ depict in the term SME as used in the financial world ?
(A) Maximum
(B) Medium
(C) Mercantile
(D) Mutual
(E) Ministry
Ans : (B)

7. One of the major challenges banking industry is facing these days is deliberate efforts of some people to bring money earned through illegal activities in circulation. Which of the following acts is passed to prevent this activity ?
(A) Payment & Settlements Act
(B) Banking Regulation Act
(C) Negotiable Instrument Act
(D) Narcotics and Psychotropic Substance Act
(E) Prevention of Money laundering Act
Ans : (E)

8. Which of the following organizations provides guarantee to the exporters ?
(A) Exim Bank
(B) Export Credit Guarantee Corporation
(C) Director General Foreign Trade
(D) Reserve Bank of India
(E) Registrar of companies
Ans : (B)

9. Which of the following terms is not used in Banking World ?
(A) Credit
(B) Rate
(C) Financial Status
(D) Discount
(E) Absolute zero
Ans : (E)

10. What is the full form of IRR as used in banking/financial sectors ?
(A) Internal Rate of Return
(B) Internal Revaluation Reserve
(C) Investment Reserve Ratio
(D) Internal Risk Return
(E) None of the above
Ans : (A)

11. Which of the following organisations provides credit history of the borrowers ?
(A) CIBIL
(B) ARCIL
(C) SEBI
(D) RBI
(E) CCIL
Ans : (A)

12. Banks need liquidity to meet which of the following objectives of banking ?
1.Meet deposit withdrawal
2.Fund loan demands
3.Maintain public confidence
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) Only 2 and 3
Ans : (D)

CAREER MAKERS SEPTEMBAR 2011

POST EXAM DISCUSSION FOR CWE IBPS

PLEASE WRITE WHAT IS YOUR ATTEMPT IN CWE PO.

CWE PO - DESCRIPTIVE PAPER - MODEL ONE

CWE PO - DESCRIPTIVE PAPER - MODEL ONE (please like our blog with facebook like)

1)Please enter your email id in the "Follow by mail" counter. 2) Introduce this blog to your friends. 3) Please download the contents on to your PC/laptop and store. 4) Hindi version can be had by searching in google.co.in in Hindi. 5) Search different topics like Bank related general awareness, computer awareness, QA, Reasoning, English in the blog using labels. Also common searches like CWE PO, CWE CLERKS will get you many blogs. Best wishes.

COMMON WRITTEN EXAMINATION – BANK PO (SEPTEMBER 2011)--MODEL ONE

Descriptive Paper for CWE IBPS PO EXAM

COMMON WRITTEN EXAMINATION – BANK PO (SEPTEMBER 2011)--MODEL ONE

TIME : 60 MINUTES
DESCRIPTIVE PAPER

1. Write an essay on any one of the topics in about 500 words:
a) High population level is helping China and India to show progress in their economy.
b) Why I prefer a Bank job.
c) In spite of advancement of technology there is scope for improving customer service in Banking.
d) Savings habit helps families and the nation.
e) Infrastructure is the key for achieving a Nation's progress.
f) Advantages of cell phones as compared to disadvantages in the use of them.


2. Write a letter to your Bank Manager complaining about the rude treatment given to you by Mr. Asokan, Deputy Manager when you requested him for allotting a locker to you.
OR
Write a letter to the Head Office of your Bank praising the quality of service rendered by you branch since your opening a current account for your business with them about six months ago.

IBPS Preparation |Success Mirror (both ENGLISH and HINDI) August -2011

Career Makers August 2011

BANKING AWARENESS PRACTICE QUESTIONS - 2011

1. R.B.I. has introduced a new series of 'Star' bank note. And that will be issued in denominations of?
Ans: Rs. 10, Rs. 20, Rs. 50

2. From which organisation RBI has bought 200 tonnes of gold?
Ans: International Monitory Fund

3. In India which is the biggest commercial bank in public sector?
Ans: State bank of India

4. Differential rate of interest scheme was introduced in which year?
Ans: 1972

5. From which date banks were allowed free to fix base rates by RBI?
Ans: April 1, 2011

6. Foreign Direct Investment limit in private sector banks is?
Ans: 74 percent

7. Chairman of the parliamentary committee on agricultural finance and credit flow?
Ans: N. Janardhan Reddy

8. First chairman of the private sector banks association is?
Ans: P.N. Joshi

9. RBI introduced Banking Ombudsman scheme in which year?
Ans: 1995

IBPS PO/MT Exam GENREAL AWARENESS PRACTICE Paper For Upcoming Exam -Sep 2011

1. 'Global Market' means market of?
1) USA
2) China
3) OPEC members
4) European Union Countries
5) All major countries and their alliances


2. Growth for 2011-12 has been -8.8% was the news in major news papers. This means which of the following grew at this rate during that period?
1) GDP
2) Money supply
3) Foreign Exchange Reserves
4) Inflation
5) Price Index

3. What is the full form of LAF?
1) Liquid Advance & Finance
2) Liquidity Adjustment Facility
3) Legal Adjournment Facility
4) Local Advance Finance
5) Late Arrival of Finance

4. Headquarter of the International Monetary Fund (IMF) is in?
l) Geneva
2) Paris
3) London
4) Manila
5) Washington DC

5. As per newspaper reports ANZ was given licence to open branch in Mumbai. ANZ is a bank based in?
1) Australia
2) Argentina
3) Afghanistan
4) Angola
5) Austria

6. Whenever somebody needs foreign-currency against Indian Rupee, banks give equivalent amount of desired currency based on prevalent?
1) Bank Rate
2) Currency rate
3) policy rate
4) exchange rate
5) base rate

7. Banks recover term loan from the parties in EMIs. What the letter 'E' represents in the term?
1) Easy
2) Effective
3) Equated
4) Essential
5) Economical

Computer Fundamentals For Computer Awarness

Computer Fundamental Book For Banking Computer Section.This book is very easy to read. All thing is Chapter wise

PRATIYOGITA DARPAN September- 2011 (Online Read)

IBPS PO Exam Prepration SOlved Paper - Aug 2011

General Awareness

Q.1 Which of the following carries out 'Open Market Operations?
(1) Finance Ministry     (2) External Affairs Ministry
(4) Planning Commission (5) Ministry of Commerce

Q. 2 Who among the folfowing Ministers will hold telecom portfolio in addition to his own portfolio till next reallotment?
(1) Kamal Nath        (2) Kapil Sibal
(4) Mamta Banerjee (5) None of these

Q. 3 Under provisions of which one of the following Acts, the RBI issues directives to the Banks in India?
(1) RBI Act  (2) Banking Regulation Act (3) Essential Commodities Act
(4) RBI and Banking Regulation Act (5) None of these

Q.4 On which one of the following 'Head of Expenses', the expenses of the Government of India are highest?
(1) Food subsidy (2) Fertilizer subsidy     (3) Pradhan Mantri Gram SadakYojana
(4) Maintenance of national highways     (5) Oil subsidy

Q.5 Which one of the following foreign agencies will assist the municipal agencies to improve quality of municipal schools through its School Excellence Programmes (SEP) ?
(1) IMF     (2) UNDP     (3) UNICEF     (4) ADB  (5) None of these

Q. 6 Which one of the following tools is used by RBI for selective credit control?
(1) It advises banks to lend against certain commodities
(2) It advises banks to recall the loans for advances against certain commodities
(3) It advises banks to charge higher rate of interest for advance against certain commodities
(4) It discourages certain kinds of lending by assigning higher risk weights to loans it deems undesirable
(5) None of these

Most Commonly Spoken Languages

▲	Language	Number of speakers
1.	Chinese (Mandarin)	1,300,000,000
2.	English	508,000,000
3.	Hindustani (Hindi and Urdu)	497,000,000
4.	Spanish	392,000,000
5.	Russian	277,000,000
6.	Arabic	246,000,000
7.	Bengali	211,000,000
8.	Portuguese	191,000,000
9.	Malay-Indonesian	159,000,000
10.	French	129,000,000

YOUNGEST COUNTRIES IN WORLD

South Sudan (July, 2011)
Montenegro (July, 2006)
Serbia (July, 2006)
East Timor (2002)
Palau (1994)
Czech Republic (1993)
Eritrea (1993)
Slovakia (1993)
Bosnia/Hertzegovina (1992)

Bank of Baroda(BOB) Clerk Exam Solved Paper - 2011

SOCIO - ECONOMIC, BANKING AND COMPUTER AWARENESS

1. Which of the following nations is considered the originator of the concept of Micro Finance?
(1) Bangladesh
(2) India
(3) South Africa
(4) Greece
(5)Brazil

2. Which of the following is represented by the letter ‘L' in the abbreviation CAMELS, the rating system used in financial world ?
(1) Loans
(2) Leadership
(3) Liabilities
(4) Liquidity
(5) None of these

3. Repo rate is decided by which of the following organizations?
(1) SEBI
(2) AMFI
(3) All Banks
(4) RBI
(5) IMF

4. Many a times we read a term ‘PPP' in financial dailies/magazines. What is the full form of the same as used in financial world?
(1) Purchasing Power Parity
(2) Per captia Potential Purchases
(3) Public Per captia Power
(4) Present Purchasing Power
(5) Popular Public Preferences

5. The rate of interest on Term Deposits in Banks is stipulated by which of the following?
(1) RBI
(2) Government of India
(3) Indian Banks Association
(4) Banking Codes and Standards Board of India
(5) Individual Banks themselves

International Organisations and their Headquarters

Organisation	Headquarters
UNO	New York
UNICEF	New York
UNESCO	Paris
UNIDO	Vienna
WHO	Geneva
UNFPA	New York
ILO	Geneva
IMF	Washington DC
WTO	Geneva
International Court Of Justice	The Hague
International Atomic Energy Agency	Vienna
World Bank	Washington D.C.
International Committee of the Red Cross	Geneva
International Maritime Organisation	London
Universal Postal Union	Berne
Food and Agricultural Organisation	Rome
World Meteorological Organisation	Geneva
SAARC	Kathmandu
Amnesty International	London
Transparency International	Berlin
World Intellectual Property Organization	Geneva
International Renewable Energy Agency	Abu Dhabi (UAE) (Interim HQs)
Commonwealth of Nations	London
International Standards Organisation	Geneva

TrophiesName with Game in Indian Sports

TROPHY	SPORTS
Agarwal Cup	Badminton
Agha Khan Cup	Hockey
All-India Women’s Guru Nanak Championship	Hockey
Bandodkar Trophy	Football
Bangalore Blues Challenge Cup	Basketball
Barna-Bellack Cup	Table Tennis
Beighton Cup	Hockey
Bombay Gold Cup	Hockey
Burdwan Trophy	Weight-lifting
Charminar Trophy	Athletics
Chadha Cup	Badminton
C. K. Naydu Trophy	Cricket
Chakoia Gold Trophy	Football
Divan Cup	Badminton
Deodhar Trophy	Cricket
Duleep Trophy	Cricket
D. C. M. Cup	Football
Durand Cup	Football
Dhyan Chand Trophy	Hockey
Dr. B. C. Roy Trophy (Junior)	Football
Ezra Cup	Polo
F. A. Cup	Football
G. D. Birla Trophy	Cricket
Ghulam Ahmed Trophy	Cricket
Gurmeet Trophy	Hockey
Gura Nanak Cup	Hockey
Gyanuati Devi Trophy	Hockey
Holkar Trophy	Bridge
lrani Trophy	Cricket
I. F. A. Shield	Football
lndira Gold Cup	Hockey
Jawaharlal Challenge	Air Racing
Jaswant Singh Trophy	Best Services Sportsman
Kuppuswamy Naidu Trophy	Hockey
Lady Rattan Tata Trophy	Hockey
MCC Trophy	Hockey
Moinuddaula Gold Cup	Cricket
Murugappa Gold Cup	Hockey
Modi Gold Cup	Hockey
Narang Cup	Badminton
Nehru Trophy	Hockey
Nixan Gold Cup	Football
Obaid Ullah Gold Cup	Hockey
Prithi Singh Cup	Polo
Rani Jhansi Trophy	Cricket
Ranjit Trophy	Cricket
Rangaswami Cup	Hockey
Ranjit Singh Gold Cup	Hockey
Rajendra Prasad Cup	Tennis
Ramanujan Trophy	Table Tennis
Rene Frank Trophy	Hockey
Radha Mohan Cup	Polo
Raghbir Singh Memorial	Football
Rohinton Baria Trophy	Cricket
Rovers Cup	Football
Sanjay Gold Cup	Football
Santosh Trophy	Football
Sir Ashutosh Mukherjee	Football
Subroto Cup	Football
Scindia Gold Cup	Hockey
Sahni Trophy	Hockey
Sheesh Mahal Trophy	Cricket
Todd Memorial Trophy	Football
Tommy Eman Gold Cup	Hockey
Vittal Trophy	Football
Vizzy Trophy	Cricket
Vijay Merchant Trophy	Cricket
Wellington Trophy	Rowing

LEADERS OF COUNTRIES IN WORLD

Africa

•  Algeria
  • President – Abdelaziz Bouteflika, President of Algeria (1999–present)
  • Prime Minister – Ahmed Ouyahia, Prime Minister of Algeria (2008–present)

•  Angola
  • President – José Eduardo dos Santos, President of Angola (1979–present)

•  Benin
  • President – Yayi Boni, President of Benin (2006–present)
  • Prime Minister – Pascal Koupaki, Prime Minister of Benin (2011–present)

•  Botswana
  • President – Ian Khama, President of Botswana (2008–present)

•  Burkina Faso
  • President – Blaise Compaoré, President of Burkina Faso (1987–present)
  • Prime Minister –
    1. Tertius Zongo, Prime Minister of Burkina Faso (2007–2011)
    2. Luc-Adolphe Tiao, Prime Minister of Burkina Faso (2011–present)

•  Burundi
  • President – Pierre Nkurunziza, President of Burundi (2005–present)

•  Cameroon
  • President – Paul Biya, President of Cameroon (1982–present)
  • Prime Minister – Philémon Yang, Prime Minister of Cameroon (2009–present)

•  Cape Verde
  • President – Pedro Pires, President of Cape Verde (2001–present)
  • Prime Minister – José Maria Neves, Prime Minister of Cape Verde (2001–present)

•  Central African Republic
  • President – François Bozizé, President of the Central African Republic (2003–present)
  • Prime Minister – Faustin-Archange Touadéra, Prime Minister of the Central African Republic (2008–present)

•  Chad
  • President – Idriss Déby, President of Chad (1990–present)
  • Prime Minister – Emmanuel Nadingar, Prime Minister of Chad (2010–present)

•  Comoros
  • President –
    1. Ahmed Abdallah Mohamed Sambi, President of Comoros (2006–2011)
    2. Ikililou Dhoinine, President of Comoros (2011–present)

•  Republic of the Congo
  • President – Denis Sassou Nguesso, President of the Republic of the Congo (1997–present)

•  Democratic Republic of the Congo
  • President – Joseph Kabila, President of the Democratic Republic of the Congo (2001–present)
  • Prime Minister – Adolphe Muzito, Prime Minister of the Democratic Republic of the Congo (2008–present)

•  Côte d'Ivoire
  • President –
    1. Laurent Gbagbo, President of Côte d'Ivoire (2000–2011, co-claimant 2010–2011)
    2. Alassane Ouattara, President of Côte d'Ivoire (2010–present)
  • Prime Minister –
    • Guillaume Soro, Prime Minister of Côte d'Ivoire (2007–present)
    • Gilbert Aké, Prime Minister of Côte d'Ivoire (co-claimant 2010–2011)

•  Djibouti
  • President – Ismail Omar Guelleh, President of Djibouti (1999–present)
  • Prime Minister – Dileita Mohamed Dileita, Prime Minister of Djibouti (2001–present)

•  Egypt
  • President –
    1. Hosni Mubarak, President of Egypt (1981–2011)
    2. Mohamed Hussein Tantawi, Acting President of Egypt (2011–present)
  • Prime Minister –
    1. Ahmed Nazif, Prime Minister of Egypt (2004–2011)
    2. Ahmed Shafik, Prime Minister of Egypt (2011)
    3. Essam Sharaf, Prime Minister of Egypt (2011–present)

•  Equatorial Guinea
  • President – Teodoro Obiang Nguema Mbasogo, President of Equatorial Guinea (1979–present)
  • Prime Minister – Ignacio Milam Tang, Prime Minister of Equatorial Guinea (2008–present)

•  Eritrea
  • President – Isaias Afewerki, President of Eritrea (1991–present)

•  Ethiopia
  • President – Girma Wolde-Giorgis, President of Ethiopia (2001–present)
  • Prime Minister – Meles Zenawi, Prime Minister of Ethiopia (1995–present)

•  Gabon
  • President – Ali Bongo Ondimba, President of Gabon (2009–present)
  • Prime Minister – Paul Biyoghé Mba, Prime Minister of Gabon (2009–present)

•  The Gambia
  • President – Yahya Jammeh, President of the Gambia (1994–present)

•  Ghana
  • President – John Atta Mills, President of Ghana (2009–present)

•  Guinea-Bissau
  • President – Malam Bacai Sanhá, President of Guinea-Bissau (2009–present)
  • Prime Minister – Carlos Gomes Júnior, Prime Minister of Guinea-Bissau (2009–present)

•  Guinea
  • President - Alpha Condé, President of Guinea (2010–present)
  • Prime Minister – Mohamed Said Fofana, Prime Minister of Guinea (2010–present)

•  Kenya
  • President – Mwai Kibaki, President of Kenya (2002–present)
  • Prime Minister – Raila Odinga, Prime Minister of Kenya (2008–present)

•  Lesotho
  • Monarch – Letsie III, King of Lesotho (1996–present)
  • Prime Minister – Pakalitha Mosisili, Prime Minister of Lesotho (1998–present)

•  Liberia
  • President – Ellen Johnson Sirleaf, President of Liberia (2006–present)

•  Libya
  • De facto Head of State – Muammar Gaddafi, Guide of the Revolution of Libya (1969–present)
  • De jure Head of State – Mohamed Abu Al-Quasim al-Zwai, Secretary General of General People's Congress of Libya (2010–present)
  • Prime Minister – Baghdadi Mahmudi, Prime Minister of Libya (2006–present)

•  Madagascar
  • Head of State – Andry Rajoelina, President of the High Transitional Authority of Madagascar (2009–present)
  • Prime Minister – Albert Camille Vital, Prime Minister of Madagascar (2009–present)

•  Malawi
  • President – Bingu wa Mutharika, President of Malawi (2004–present)

•  Mali
  • President – Amadou Toumani Touré, President of Mali (2002–present)
  • Prime Minister –
    1. Modibo Sidibé, Prime Minister of Mali (2007–2011)
    2. Cissé Mariam Kaïdama Sidibé, Prime Minister of Mali (2011–present)

•  Mauritania
  • President – Mohamed Ould Abdel Aziz, President of Mauritania (2009–present)
  • Prime Minister – Moulaye Ould Mohamed Laghdaf, Prime Minister of Mauritania (2008–present)

•  Mauritius
  • President – Sir Anerood Jugnauth, President of Mauritius (2003–present)
  • Prime Minister – Navin Ramgoolam, Prime Minister of Mauritius (2005–present)
  •  Rodrigues (autonomous region)
    • Chief Commissioner –
      1. Johnson Roussety, Chief Commissioner of Rodrigues (2006–2011)
      2. Gaetan Jabeemisar, Chief Commissioner of Rodrigues (2011–present)
    • Chief Executive – Pritam Singh Mattan, Chief Executive of Rodrigues (2010–present)

•  Mayotte (Overseas collectivity of France)
  • Prefect –
    1. Hubert Derache, Prefect of Mayotte (2009–2011)
    2. Patrick Duprat, Acting Prefect of Mayotte (2011)
    3. Thomas Degos, Prefect of Mayotte (2011-present)