Saturday, February 12, 2011

Bank PO Descriptive Practice Questions

Q1) Many educationists think that private coaching centres should be banned. Give two arguments against the statement?
Ans) Teaching is a noble profession.
Has got Professional touch nowadays.
Coaching Institutes have become Money Making centers.
Some Coaching Institutes helping Govt in noble cause of eradicating illitracy.
FAVOUR
Main aim behind running institutes is maximising profit, not to educate students.
Output is minimal in comparision of high fees charged by them.
Many coaching institutes lack proper ambience infrastucture and teacher
AGAINST
Quality of education at Govt and private schools is not up to the mark.


Unable to cater the needs of students in the age of fierce competition.
Therefore, operating private coaching centres is not a malpractice.
If anybody wants to make profit out of any human-resource development activity, it is not a bad activity.
If quality of education enhances money taken as fee doesnt matter.
The number of and colleges are not enough to meet demands of grouping population.

Q2) “Suppose there are no banking system”, State three possible consequences if such a situation arise.
Ans) In primitive system, barter system existed. Economy was localised.
With evolution of civilization trade and commerce became complex.
People felt barter system should be replaced by Monetary system.
After this Banking system grew.
Today banking system is backbone of any economy.
CONSEQUENCES:
1) Big business firms will have to stop all sort of transactions. Everything is assessed in terms of money, and bank play intermediate role. Without any intermediatary economy will collapse.
2) Widespread unemployment and anarchy in society.
3) People deposit savings in banks, and free from burden of theft & burglary. So with no banks all wealth will be in houses and give rice to more criminal activities.


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