Thursday, March 31, 2011

Bank of Baroda Cleark Exam. Solved Paper for Practicas



For BANK OF BARODA Cleark Examination paper we are provide u some sample paper . if u need these solves sample paper post comment your Mail Id . we send these PDF on your mail id whit in 2-4 hour. 

Tuesday, March 29, 2011

India’s latest Tiger 2010



Rajasthan Gramin Bank Clerk Exam., 2009

Rajasthan Gramin Bank Clerk Exam., 2009 :
English Language


Directions—(Q. 1–10) In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

India, it is …(1)… said, is not a …(2)… but a continent. From North to South and East to …(3)…, the people are different, the languages are …(4)…, the customs are different. There are few countries on earth with the enormous variety that India has to offer. India is far from the …(5)… country in the world to travel …(6)…. It can be hard going. Yet it is …(7)… worth visiting.

Basically India …(8)… what you make of it and what you want it to be. If you want to see temples, there are temples with enough styles and types. If it is history you want, India has …(9)… of it; the forts, abandoned cities, ruins, battle fields and monuments all have their …(10)… to tell.

1. (A) not
(B) often
(C) never
(D) twice
(E) read
Ans : (B)

2. (A) country
(B) village
(C) city
(D) town
(E) place
Ans : (A)

3. (A) North
(B) East
(C) West
(D) rest
(E) no where
Ans : (C)

Saturday, March 26, 2011

Bank of Maharashtra Clerk Solved Paper



Numerical Ability

1. A clock shows the time as 6 a.m. If the minute hand gains 2 minutes every hour, how many minutes will the clock gain by 9 p.m.?
(a) 30 minutes
(b) 25 minutes
(c) 28 minutes
(d) 34 minutes
2. Find the right number, from the given options, at the place marked by the question mark: 2, 4, 8, 32, 256, ?
(a) 4096
(b) 8192
(c) 512
(d) 1024
3. Find the number missing at question mark:
10, 11, 23, 39, 64, ?, 149
(a) 100
(b) 103
(c) 78
(d) 128
4. A super fast bus of KSRTC starting from ‘Trivandrum’ and reaches ‘Attingal’ in 45 minutes with an average speed of 40 km/hr. If the speed is increased by 10 km/hr how much time it will take to cover the same distance?
(a) 34 minutes (b) 36 minutes (c) 38 minutes (d) 40 minutes
5. The difference between 6 times and 8 times of a figure is 14. What is the figure?
(a) 12 (b) 9 (c) 7 (d) 6

Friday, March 25, 2011

Bank of Baroda (Paper) Logical Ability Practice Question Answers




Directions (Q 1–5): In each of the letter series, find the missing letters.
1. a – c c a b c – a b – c – b c c1. b a c c
2. b c c a
3. c b c a
4. c c b a
5. c a b c
2. b b c – b – c a b b – a – b c a1. b c a b
2. a c b b
3. a b c b
4. c a b b
5. a d b c
3. x x – y – x x x x y – x x x x y – x1. y x y y
2. y x x x
3. x y x x
4. x y y y
5. x x x y
4. a a – c – a b c a – b c a a b –1. c a a b
2. a a c b
3. b a a c
4. b a c a
5. None of these
5. c c b – c – b a c c – a – c b a1. b c a c
2. a b c c
3. c c b a
4. a c b c
5. None of these

NABARD Bank Officers Exam., 2008: Reasoning



NABARD Bank Officers Exam., 2008: Reasoning
(Held On 30–3–2008)


1. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to the group ?
(A) Clove
(B) Cinnamon
(C) Pepper
(D) Cardamom
(E) Apricot

2. How many such pairs of letters are there in the word EXPERIMENT each of which have as many letters between them in the word as they have in the English alphabet ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three

3. How many meaningful English words can be made from the letters EOPR, using each letter only once ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three

4. Pointing to a photograph Rasika said “He is the grandson of my grandmother’s only son.” How is the boy in photograph related to Rasika ?
(A) Son
(B) Nephew
(C) Brother
(D) Cannot be determined
(E) None of these

5. In a certain code ‘open the door’ is written as ‘ka te jo’ ‘door is closed’ is written as ‘jo pa ma’ and ‘this is good’ is written as ‘la ra pa’. What is the code for ‘closed’ ?
(A) ma
(B) pa
(C) jo
(D) ka
(E) None of these

Wednesday, March 23, 2011

Hadoti Kshetriya Gramin Bank Clerk Exam., 2010 Solved Paper


English Language 
(Exam Held on 12-12-2010)

Directions—(Q. 1 to 15) Read the following passage carefully and answer the questions given below it. Certain words/phrases have been printed in bold to help you to locate them while answering some of the questions.

Once upon a time, there was a royal elephant which used to reside in the premises of the king's palace. The elephant was very dear to the king, so he was well-fed and welltreated. There was also a Dog who lived near the Elephant's shed. He was very weak and skinny. He was always fascinated by the smell of rich sweet rice being fed to the royal elephant.

One day, the Dog could no longer resist the aroma of the rice and somehow managed to sneak into the Elephant's shed. He ate the grains of sweet rice that fell from the Elephant's mouth. He liked the rice so much, that he started going there daily to eat the rice. For days, the huge Elephant didn't notice the small dog as he was busy enjoying the delicious food. Gradually, the Dog grew bigger and stronger, eating such rich food. Finally, the Elephant noticed him and allowed him access to the food.

The Elephant enjoyed the company of the Dog and started sharing his food with him. They also started spending time with each other and soon became good friends. They ate together, slept together and played together. While playing, the Elephant would hold the Dog, in his trunk and swing him back and forth. Soon neither of them was happy without the other. They became great friends and didn't want to be separated from each other.

Then one day, a man saw the Dog and asked the Elephant-keeper, “I want to buy this Dog. What price do you want for it ?” The Elephantkeeper didn't own the Dog, but sold it and extracted a sum of money from this deal. The man took the Dog to his home village, which was quite far away. The King's Elephant became very sad after this incident. He missed his friend a lot and started neglecting everything. He didn't want to do anything without his dear friend, so he stopped eating, drinking and even bathing.

Finally, the Elephant-keeper reported this to the King; however he didn't mention anything about the Dog. The King had a wise minister, who was known for his keen understanding of animals. The King ordered the minister, “Go to the Elephant’s shed and find out the reason for the Elephant's condition”. The intelligent minister went to the Elephant shed and found the Elephant very sad. He examined the Elephant and asked the Elephant-keeper, “There is nothing wrong with this Elephant's body, then why does he look so sad ? I think this Elephant is grief stricken, possibly due to the loss of a dear friend. Do you know, if this Elephant shared a close friendship with anyone ?”

The Elephant-keeper said, “There was a Dog who used to eat, sleep and play with the Elephant. He was taken by a stranger three days ago”. The minister went back to the King and said, “Your majesty, in my opinion, the royal Elephant is not sick, but he is lonesome without his dear friend, the Dog”. The King said, “You're right, friendship is one of the most wonderful things of life. Do you know where that Dog is ?”

The Minister replied, “Elephantkeeper has informed me that a stranger took him away and he doesn't know his whereabouts”. The King asked, “How can we bring back my Elephant's friend and make him happy again ?” The Minister suggested, “Your Majesty, make adeclaration, that whoever has the dog that used to live at the royal Elephant's shed, will be penalized”. The King did the same and the man who had taken the dog, instantly turned him loose when he heard the proclamation.

As soon as he was freed, the Dog ran back as fast as he could, to the Elephant's shed. The Elephant was so delighted to see the Dog that he picked his friend up with his trunk and swung him back and forth. The Dog wagged his tail, while the Elephant's eyes sparkled with happiness. The King was content to see the Elephant happy once again and rewarded the minister for his wise judgement.

1. What was the Minister's diagnosis of the Elephant's condition ?
(A) The Elephant hated his keeper
(B) The Elephant was lonely
(C) The Elephant was starving
(D) The Elephant had hurt his leg and was in pain
(E) None of these
Ans : (B)

2. What method did the Minister suggest to the King, to get back the Dog ?
(A) To declare that whoever had that particular Dog, would be punished
(B) To keep a bowl of rice for the Dog in the Elephant's shed so that he could be lured back to the palace
(C) To command the Elephantkeeper to look for the Dog in the village
(D) To persuade the Elephant to call out to the Dog
(E) None of these
Ans : (E)

3. Why had the Elephant become very sad ?
(A) He no longer got his daily bowl of rice
(B) He was unhappy with the King for having sold the Dog
(C) He missed his friend–the Dog
(D) He was sold to an unknown man by his keeper
(E) None of these
Ans : (C)


4. What did the Elephant-keeper do to the Dog ?
(A) He sold the Dog to an unknown man for a price
(B) He hit the Dog as the Dog was eating the Elephant's food
(C) He killed the Dog
(D) He complained to the King about the Dog
(E) None of these
Ans : (A)

5. Which of the following would be the most appropriate title for the passage ?
(A) Friends and Enemies
(B) The Playful Dog
(C) The King and the Minister
(D) The Elephant-keeper
(E) The Bond of Friendship
Ans : (E)

Saturday, March 19, 2011

Union Bank of India Probationary Officers Exam 2011 Solved Paper

General Awareness 
(Exam Held on 9-1-2011) 

1. The eleventh ‘five year plan’ of India is for the five years ranging from—
(A) 2009–2014
(B) 2008–2013
(C) 2007–2012
(D) 2006–2011
(E) None of these
Ans : (C)

2. DSCR indicates the ability of a company to—
(A) Meet its current liabilities
(B) Service its shareholders
(C) Meet its long term debt obligations
(D) Raise further capital
(E) None of these
Ans : (C)

3. An IPO is—
(A) Initial price offered by a private limited company to its shareholders
(B) An offer by an unlisted company for sale of its shares for the first time to the public
(C) Used to increase the share capital of an unlisted company
(D) A book building process
(E) None of these
Ans : (B)

Friday, March 18, 2011

Puduvai Bharathiar Grama Bank P.O's 2010 Solved Paper


English:
Directions—(Q. 1–10) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

What Indian politicians and bureaucrats share with their scientist, engineer and carpenter counterparts is their acceptance of mediocrity and lack of skill. The greatest moral failure of Indian institutions is the tolerance of incompetence, …(1)… criminality or corruption. The tolerance of incompetence in …(2)… is a result of a low cultural value attached to the creation and …(3)… of institutions.

Institution building is a hard work; it requires a combination of vision, commitment and performance. Any institution involves a contract between those who …(4)… to the institution and those who support it. The support can take the form of money or votes but that support must be …(5)… continuously. In a properly functioning institutional system, the institutional contract …(6)… the institution members and their supporters takes the form : you give me support and I will give you results. Competence is the channel that sustains the flow of trust from supporters to institutions and back. If doctors don’tcure will they not lose our trust ? While blaming individual politicians and babus for their corrupt ways, let us also examine the system that accepts mediocrity and even lets it …(7)….

What we are seeing in India is a case of contract failure. The contractor who bribes an official and then builds a leaky stadium is not just being …(8)…. He is sustaining a collusive system that subverts rules regulating mutual co-operation between government institutions, market players and society as a whole. In the case of endemic contract failure everyone …(9)…, including the contractor, for once the public loses its trust in institution is even businessmen will …(10)… out on opportunities to make money. The moral status of institutions is central to continued development and prosperity.

1. (A) as
(B) to
(C) never
(D) not
(E) for
Ans : (D)

2. (A) turn
(B) individual
(C) world
(D) partly
(E) importance
Ans : (B)

3. (A) destruction
(B) justification
(C) sustenance
(D) excess
(E) marginalization
Ans : (C)


4. (A) belong
(B) work
(C) help
(D) employed
(E) trust
Ans : (A)

5. (A) returned
(B) earned
(C) needed
(D) discouraged
(E) asked
Ans : (C)

New BANKS RECRUMENT TESTS


New BANKS RECRUMENT TESTS

to download this book UPKARSLATESTBANKRECRUITMENTTESTS

Tuesday, March 15, 2011

INDIAN ECONOMY MULTIPLE CHOICE QUESTIONS-2011

1. The number of products reserved for small scale industry till October 2008 is—
(A) 35
(B) 21
(C) 81
(D) 106
Ans : (B)

2. From 2nd November, 2010, the Repo Rate has been fixed at—
(A) 3•5%
(B) 5•5%
(C) 4•5%
(D) 6•25%
Ans : (D)

3. The target company of making ‘Cell phone’ in the world is—
(A) Samsung
(B) Panasonic
(C) Nokia
(D) Motorola
Ans : (C)


4. For 2010-11, the CSO has predicted India’s GDP growth at—
(A) below 7%
(B) 8•6%
(C) 8•5%
(D) 9•5%
Ans : (B)

5. Which Indian city has the highest population?
(A) Kolkata
(B) New Delhi
(C) Chennai
(D) Mumbai
Ans : (D)

Saturday, March 12, 2011

TEST OF REASONING 3 EDITION

TEST OF REASONING
     For COMPETITIVE EXAMINATIONS


if you need this book 
REASONINGSOLVEDE-BOOK

Wednesday, March 9, 2011

Bank of Baroda Probationary Officer Exam. Solved Paper


Bank of Baroda
Probationary Officer Exam.
Solved Paper 2008
(Based on Memory)

Reasoning Ability
Quantitive Aptitude
General Socio-Economic & Banking Awareness
English Language
Marketing Aptitude

TEST OF REASONING For COMPETITIVE EXAMINATIONS

                      

                                                            TEST OF REASONING
                                               For COMPETITIVE EXAMINATIONS

Tuesday, March 8, 2011

INDIA 2010

                                          


                                           INDIA 2010

PROBATIONARY OFFICERS EXAMINATION BOOK


Previous years Question With Explantory Answars

Monday, March 7, 2011

Bank of Baorda Exam- banking and economic awareness

1.The President of India appoints the Chairman and Members of the National Human Rights Commission on whose recommendations?



(A)Prime Minister of India


(B)Speaker of Lok Sabha


(C)Home Minister

(D)Deputy Chairman of Rajya Sabha


(E)All of the Above


Ans. (E) All of the Above


2.In which year India ratified International Covenant on Economic, Social and Cultural Rights ?


(A)1966


(B)1968


(C)1976


(D)1978


(E)1979


Ans. (E) 1979

IMPORTANT COMMITTEE IN INDIA


IMPORTANT COMMITTEE

  • ABID HUSSAIN COMMITTEE: Recommendations on Small scale industries
  • ABHIJIT SEN COMMITTEE : Long term food policy.
  • ABHIJIT SEN COMMITTEE: Reform in inflation index.
  • ALAGH COMMITTEE: Civil Service Examinations
  • ARJUN SEN GUPTA COMMISION : National Commission for enterprises in unorganized sector
  • B.N.KIRPAL COMMITTEE: 1st chairman National Forest Commission
  • BALWANT RAI MEHTA COMMITTEE: Recommendations on decentralization system
  • BHANU PRATAP SINGH COMMITTEE: Agriculture
  • BHASKAR GOSE COMMITTEE: By Union Culture Ministry to review and restructure its schemes, recommended the decentralizing administration of cultural programs.
  • BHURE LAL COMMITTEE : Increase in motor vehicle tax
  • BUTLER COMMITTEE: Relation between Indian states & paramount power (the Queen of Britain)

Non Performing Asset (NPA)


Non Performing Asset (NPA)

1. What is NPA?
2. The genesis (origin) of an NPA
3. Meaning of NPA
     1) Why such huge levels of NPAs exist in the Indian banking s    s        system?
      2) Why NPAs have become an issue for   banks in India?


What is NPA?
For a bank, an Non Performing Asset (NPA) or bad debt is usually a loan that is not producing income. Earlier it was largely applicable to businesses. But things have changed with banks widely extending consumer loans (home, car, personal and education, among others) and strict asset classification norms.
If a borrower misses paying his equated monthly installment (EMI) for 90 days, the loan is considered bad, or an NPA. High NPAs are a sign of bad financial health. This has wide-ranging ramifications for a bank, especially in the stock market and money market. So, as soon as a debt goes bad, the banks want it either made better or taken out of their books.

The genesis (origin) of an NPA
There are many reasons as to why a loan goes bad. For a business, it could be because it fails to take off.
Such a situation may arise because of sudden health expenditure or job loss or death. Often, as in the US today, it can be because of over-leveraging, when consumers borrow against most of their assets and, maybe, have unsecured loans too.

Friday, March 4, 2011

Union Budget & Railway Budget 2011-12 (BANK EXAM RELATED ISSUE)


Union Budget 2011-12 Highlights:


· Critical institutional reforms set pace for double-digit growth
· Scaled up flow of resources infuses dynamism in rural economy
· GDP estimated to have grown at 8.6% in 2010-11
· Exports grown by 9.6%, imports by 17.6% in April-January 2010-11 over corresponding period last year
· Indian economy expected to grow at 9% in 2011-12.
· Five-fold strategy to deal with black money. Group of Ministers to suggest ways for tackling corruption
· Public Debt Management Agency of India Bill to come up next financial year
· Direct Tax Code (DTC) to be effective from April 01, 2012
· Phased move towards direct transfer cash subsidy to BPL people for better delivery of kerosene, LPG and fertilizer mooted
· Rs.40,000 crore to be raised through disinvestment in 2011-12
· FDI policy to be liberalized further
· SEBI registered mutual funds permitted to accept subscription from foreign investors who meet KYC requirement

Wednesday, March 2, 2011

FEDERAL BANK Financial Awareness Questions

1. Sunita has two bank accounts, one with HDFC Bank and another with ICICI Bank. She wants to transfer Rs.10,000 from HDFC Bank to ICICI Bank. Which is the safest method to do so?
A. Write a ‘Self’ cheque for Rs.10,000 and withdraw cash from HDFC Bank, go to ICICI Bank and deposit the amount in cash
B. Visit ATM of HDFC Bank, withdraw Rs.10,000 cash, go to ICICI Bank and deposit the amount in cash.
C. Transfer Rs.10,000 by cheque from HDFC Bank account to ICICI Bank
D. All
2. What is known as the plastic money?
A. Plastic tokens used in Financial Games
B. Debit Card
C. Credit Card
D. Debit card and credit card both
3. USD/INR exchange rate has come down from 50 to 48. What does it mean?
A. Indian Rupee has depreciated against US Dollar
B. Indian Rupee has appreciated against US Dollar
C. USD has become stronger
D. INR has become weaker
4. Which is the Central Bank in India?
A. Central Bank of India
B. State Bank of India
C. Indian Bank
D. Reserve Bank of India

Tuesday, March 1, 2011

Bank of Baroda Marketing Officers Exam



MARKETING KNOWLEDGE

1. A prospect meansa) any customer who walks into the bankb) an employee of the bank
c) a customer who is likely to be interested in bank's product or service
d) a depositor of the bank'
e) a borrower of the bank
2. A lead meansa) a prospect who is more likely to avail of the Bank's product
b) a political leader
c) a religious leader
d) a bank chairman
e) None of these
3. Innovation meansa) Compensation
b) inspiration
c) additional perquisites
d) implementing new ideas or new methods
e) None of these
4. A Call meansa) calling on friends
b) calling on bank employees
c) calling on prospective customers
d) to make telephone callse) calling on relatives
5. The Traditional Marketing style involvesa) Telemarketing
b) Digital Marketing
c) Indirect Marketing
d) Direct Marketing
e) All of these

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